Hello there,

Welcome to Fiscal Fitness for Beginners, your friendly guide to understanding money, finances, and everything in-between. If you’ve ever felt lost in the jargon-filled world of finance or been unsure about how to navigate the intricacies of personal finance, then you’ve come to the right place.

My name is Harvey, and I’ll be your guide on this journey. I started this blog to help everyone, regardless of their background or experience, learn the basics of financial literacy. Here, you’ll find simple, easy-to-understand posts on everything from budgeting and saving, to investing and tax planning.

But let’s start at the very beginning: What is financial literacy?

Simply put, financial literacy is the ability to understand how money works. It’s about knowing how to make, manage, invest, and donate money to help your present and secure your future. Unfortunately, many of us aren’t taught these skills growing up. That’s where Fiscal Fitness for Beginners comes in. We aim to bridge that knowledge gap and empower you to take control of your financial destiny.

For our first topic, we will be delving into the concept of ‘Budgeting.’ Budgeting is the first step toward financial literacy. It’s the process of creating a plan to spend your money wisely. It ensures that you’ll always have enough money for the things you need and the things that are important to you. Following a budget or spending plan will also keep you out of debt or help you work your way out of debt if you are currently in debt.

In our next post, we’ll start with the basics of how to set up a budget, what to consider, and how to stick to it. We’ll break down everything in easy-to-follow steps and offer tips that you can apply to your own life immediately.

Remember, we all start somewhere, and the fact that you’re here means you’ve already taken the first step. So, stay tuned and join us on this exciting journey towards financial independence.

Until next time,

Harvey